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Talking about credit and students in the same sentence is perhaps a no-go for anyone who is realistically pragmatic about their financial affairs, but as with everything under the sun, if it’s approached correctly and in the way it was originally intended then a credit facility can work out to be very useful for students. You’d definitely have to be savvy about how you use whatever little credit is made available to you and you definitely have to maintain a high level of sustained discipline. Otherwise you can build up a very good credit record during your student years, which…

If you’re entering the tertiary education world around the age where people normally make the transition from high school and college to university, then you’ll already be well aware of what is often referred to as the student plan. The student plan or student discount is offered to you directly in most cases, but if you’re not given the option of getting a student discount on just about anything which involves you paying for something, take the initiative to ask about it. Trust me, pretty much every one selling you a product or service has some sort of student discount…