Browsing: Finance

There are many ways to measure financial health.  Debt load, personal income level, property equity, cash on hand, and countless other metrics provide clues, but no single measurement tells the whole story.  Similarly, there is no single solution available, capable of fixing all your financial woes.  Instead, consistent financial success relies on a number of proven practices, from monthly budgeting to long-term investing.  Among the many useful approaches, try these three habits to further your financial goals and increase your economic security. Make Saving a Priority In addition to daily monetary concerns, successful personal financial management accommodates future needs, by…

For the true entrepreneur at heart, making your first foray into the world of business is not often something you can remember and explicitly point back to. It’s often not one specific moment of suddenly waking up one day and deciding you’re going to be your own boss and start making money for yourself. When it is spoken of you as a success story, you’ll often find the entrepreneur at the centre of it all is reminded of many instances which depicted their entrepreneurial spirit which they’d personally forgotten about.Your mom might speak of how you tried to naively sell…

Annual business plans are usually set down well ahead of Christmas, but mid-season is as good a time as any for realtors to count their blessings, review the current market situation and results achieved in the first half of the fiscal year, and define tangible objectives for the months ahead. Overview of corporate performance to date can provide valuable cues on the pace of business growth, but without insight into fresh market tendencies, you shouldn’t bank on peak end-of-year outcome. If you’ve been too busy to read up on the latest trade developments, it’s not too late to do so…

When students think about taking our minds off of the books for a bit to refresh the mind and enjoy a bit of entertainment, what mostly comes to mind is a hectic night out. You only have to walk across the street from campus to realise just how expensive a night out can be however, with bars, clubs and restaurants that are open all hours of the day taking full advantage of the urgent manner in which students generally want to go about their entertainment. Of all the ways through which a meagre student’s budget can come under threat however,…

Talking about credit and students in the same sentence is perhaps a no-go for anyone who is realistically pragmatic about their financial affairs, but as with everything under the sun, if it’s approached correctly and in the way it was originally intended then a credit facility can work out to be very useful for students. You’d definitely have to be savvy about how you use whatever little credit is made available to you and you definitely have to maintain a high level of sustained discipline. Otherwise you can build up a very good credit record during your student years, which…