Browsing: Finance

At some point, a person may find themselves in a situation where they inherit a large sum of money.  Whether this happens as a result of an insurance settlement, the death of a family member, or some other sudden way of obtaining money, it’s important to take the right measures necessary in order to make the best possible decisions.  

Most people agree that saving money is something that they would like to be able to do more of.  It can be all too common to find yourself at the end of the month with nothing left over after paying for all of your expenses.  After indulging in a few personal items which you didn’t even bother keeping track of, you may ask yourself where all your money went.

It’s almost that time again. Tax season is right around the corner. For some, it’s like having a second Christmas. For others, it can be reminiscent of the Spanish Inquisition. What you receive as an income tax return is determined by quite a few details ranging from how much money you were able to make over the year to how many and what types of deductibles you can claim.

When you’re in the market for a new home, you may find yourself looking at expensive houses with a lot of square footage and extra amenities that you hadn’t initially thought of. And while it’s perfectly normal to have a dream home that you’d love to own, this home just isn’t a reality for many people. Rather than this option, most people have to either really stretch their budgets or limit their must-haves in order to get into a home they can enjoy without breaking the bank. So to help you ensure that you’re in a good situation financially when…

What exactly is a 401(k) plan? Simply put, it’s a way to save money for retirement through your job. You set aside a set amount of money from each paycheck that is placed into an account. From this account, you can invest the money in things like stocks, bonds, or mutual funds.

Creating a budget is one of the best things that you can do to keep your finances in order.  Whether you are saving for something specific like taking a trip or want to buy an item which has a hefty price tag, creating a set of financial guidelines for yourself is the best way to take control of your money. Some people have never had a budget before and have always spent freely, while others have a more strict spending style.  Whether you are naturally frugal or want to become moreso, here are the best ways to create a budget…

Video games have come a long way from pong; today, there are approximately 1.2 billion gamers around the globe, and gaming now attracts a much wider audience than in the past. That is because Gamification is all around us – from corporations that leverage it to train employees to marketers who use games to attract new customers. If you are not familiar with the term, let’s clarify things a little. The University of Pennsylvania defines Gamification as “the application of game elements and digital game techniques to non-game problems”. For instance, if you have ever used a Fitbit, then you…

Remember 2008 when the markets crashed? That was actually caused by a huge portion of people living on credit and living past their means. Unfortunately, in 2017 there is evidence it’s happening again. People are racking up debts on credit cards, going on holidays that they haven’t paid for and buying home furniture they can’t afford. It’s a dangerous situation, but it’s really the tip of the iceberg when looking at the causes of debt. Like any iceberg, the true danger remains hidden, underneath the surface. You might think that medical bills could never drive you into debt. On…

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