Browsing: Finance

Video games have come a long way from pong; today, there are approximately 1.2 billion gamers around the globe, and gaming now attracts a much wider audience than in the past. That is because Gamification is all around us – from corporations that leverage it to train employees to marketers who use games to attract new customers. If you are not familiar with the term, let’s clarify things a little. The University of Pennsylvania defines Gamification as “the application of game elements and digital game techniques to non-game problems”. For instance, if you have ever used a Fitbit, then you…

Remember 2008 when the markets crashed? That was actually caused by a huge portion of people living on credit and living past their means. Unfortunately, in 2017 there is evidence it’s happening again. People are racking up debts on credit cards, going on holidays that they haven’t paid for and buying home furniture they can’t afford. It’s a dangerous situation, but it’s really the tip of the iceberg when looking at the causes of debt. Like any iceberg, the true danger remains hidden, underneath the surface. You might think that medical bills could never drive you into debt. On…

The credit and debit card have been with us for many years now, and are an accepted and efficient method of payment in most places. Indeed, any business that takes face to face or over the counter payments needs to be up to speed with card payment solutions or they may face missing out on potential extra business. When you consider that most people carry at least one card – it’s far more convenient than cash, after all – you could be losing plenty potential income by not accepting plastic, so it is certainly worth considering. Consider this, also:…

People often have a negative depiction of the local pawnshops and cash for gold dealers in their area without ever having stepped foot in the store. It is true that some of these places may not conduct business in the most upstanding manner, luckily there are probably many gold buyers to choose from in your city that are reputable. Finding a trustworthy gold buyer is easy by simply using the tips below: Understanding Gold Buyers and Their Offers By having knowledge on how a gold buyer comes up with their offer can be a big help in determining whether you…

Gold, silver, and platinum buying is a business that has been around a long time. And it’s not too difficult either, from a buyer’s perspective. No knowledge is necessary about rarity or condition, no price ambiguity, and relatively easy and liquid selling on the other end. Simple metallic tests can determine if pieces are genuine, making market entry with little knowledge possible. So it’s no wonder you saw a new cash for gold business on every corner during the boom. But in Rochester New York, the team at Ridge Coin & Gold Exchange do things a little bit differently. They’ve…

From time to time, people need quite a bit of cash quickly. Whether it’s the result of unlucky or unpleasant circumstances, or a great opportunity that requires some cash, sometimes you can’t wait for a loan or that next paycheck. Selling gold or pawning items has long been a source of asset-backed short-term loans, but it really came to prominence again with the surge in prices from 2002-2011. During that surge, cash for gold companies earned a bit of a bad name. Labelled “scams” and often derided for unsavory business practices and taking advantage of people, cash for gold companies…

We’ve all heard of them and we know exactly what they are, but how many of us actually put into practice creating budgets? We often complain about the schooling system not really equipping us with practical tools and skills we’ll actually need just for our survival, but if we only took the time to even try and implement half of what we learned we’d perhaps all hold a different view. I mean the basics of drawing up a budget make it a really simple process. What you do is just make a list of what you spend each month and…

There are some moments in one’s life defined by a specific sort of ‘enlightening’ event during which you just suddenly understand what someone with whom you previously interacted with has had to deal with in their lives, like one of your school teachers perhaps, or even your uni lecturers. That’s that moment when you can almost literally see the satisfaction filling up inside of them when they witness one of their students go through that “ah-ah” moment — that moment when the light which they’ve been trying to turn on finally switches on. As someone who preaches wise spending habits,…

So, if you’re a new business owner, heck, even if you’re like me and are trying to scrimp and save for a trip abroad and trying to get some freelance work, managing invoices and so and so forth then I hope to the heavens above that this post will help you in some way. I mean, there’s a never-ending stream of apps and business apps out there aimed at small business owners and freelancers who are like you and I; managing life, free time, work and so on but of course, no matter what it is you’re doing, if you…

There are many ways to measure financial health.  Debt load, personal income level, property equity, cash on hand, and countless other metrics provide clues, but no single measurement tells the whole story.  Similarly, there is no single solution available, capable of fixing all your financial woes.  Instead, consistent financial success relies on a number of proven practices, from monthly budgeting to long-term investing.  Among the many useful approaches, try these three habits to further your financial goals and increase your economic security. Make Saving a Priority In addition to daily monetary concerns, successful personal financial management accommodates future needs, by…

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